Monday, February 26, 2007

Bond Loop

Issuing and purchasing bonds to make an infinite amount of money

Hypothetical numbers

Issue: 3% coupon, $1,000,000 face value, 20 year bond (annual payments)
Purchase: 5% coupon, $1,000,000 face value, 20 year bond

Annual Interest Expense on issue = 1,000,000 x 3% = $30,000
Annual Interest Receivable = 1,000,000 x 5% = $50,000

Profit = $50,000 - $30,000 = $20,000

Highly leveraged, but if you choose higher rated bonds, the default risk would be low.

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